The updated mpesa agent commission table seeks to reward mpesa agents for transacting higher amounts.
Of course, you will need to hold sufficient float in your MPESA wallet – and if you do, you will definitely get a return on your investment, especially if you have huge clientele base (or your MPESA shop is located strategically).
Here is an in-depth mpesa agent commission table for deposit transactions.
MPESA agent commission table: deposit transactions
| Amount (transaction band) | Applicable Commission in sh. |
| 50-100 | 4 |
| 101-510 | 8 |
| 511-1,010 | 9 |
| 1,011-1,510 | 10 |
| 1,511-2,510 | 11 |
| 2,511-3,510 | 12 |
| 3,511-5,010 | 14 |
| 5,011-7,510 | 20 |
| 7,511-10,010 | 28 |
| 10,011-15,010 | 40 |
| 15,011-20,020 | 55 |
| 20,021-25,020 | 71 |
| 25,021-30,020 | 87 |
| 30,021-35,020 | 103 |
| 35,021-40,020 | 119 |
| 40,021-45,020 | 135 |
| 45,021-50,020 | 150 |
| 50,021-70000 | 190 |
| 70,001-150,000 | 190 |
On average, the deposit commissions range between 12-17% across the various transaction bands. And as you have noted, Safaricom has introduced a new Kshs.0- 49 transaction band to cater for small transfers.
The restructuring of the deposit transaction bands is also intended to discourage deposit split which has been rampant among dishonest Mpesa agents.
Here now is the mpesa agent commission table for withdrawals transactions
MPESA agent commissions band: agent withdrawals transactions
| Applicable Commission | ||
| Registered Users | Unregistered Users | |
| 10-49 | N/A | N/A |
| 50-100 | Shs. 5 | N/A |
| 101-500 | Shs. 8 | Shs. 8 |
| 501-1000 | Shs. 10 | Shs. 10 |
| 1,001-1500 | Shs. 12 | Shs. 12 |
| 1,501-2500 | Shs. 15 | Shs. 15 |
| 2,501-3500 | Shs. 20 | Shs. 20 |
| 3,501-5000 | Shs. 25 | Shs. 25 |
| 5,001-7500 | Shs. 30 | Shs. 30 |
| 7,501-10000 | Shs. 35 | Shs. 35 |
| 10,001-15000 | Shs. 45 | Shs. 45 |
| 15,001-20000 | Shs. 60 | Shs. 60 |
| 20,001-25000 | Shs. 65 | Shs. 65 |
| 25,001-30000 | Shs. 70 | Shs. 70 |
| 30,001-35000 | Shs. 70 | Shs. 70 |
| 35,001-40000 | Shs. 100 | Shs. N/A |
| 40,001-45000 | Shs. 150 | N/A |
| 45,001-50000 | Shs. 180 | N/A |
| 50,001-150000 | Shs. 200 | N/A |
Safaricom didn’t do any major changes on mpesa agent commissions payment schedule so you’ll still receive your accrued cash at the end of the month minus the withholding tax.
As usual, the more the transactions, the more will be your monthly earnings.
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